Innbucks Debit Card

Innbucks, originally a mobile wallet tied to Simbisa Brands, has evolved into a more versatile financial service. One of its latest offerings is a Zimswitch-powered debit card that allows users to access their funds more conveniently across the country.

How to Get the Innbucks Debit Card
The Innbucks debit card is priced at USD 3.50 and is available at any Innbucks location. To get your card, simply visit with your national ID, and you’ll be issued the card on the spot.

Fees and Usage
One of the standout features of the Innbucks debit card is its fee structure. Here's a breakdown:

- Swiping on Innbucks POS terminals is free, with the only deduction being the government-mandated 2% IMMT tax.
- Swiping on any Zimswitch POS terminal comes with a small fee—0.6% of the transaction amount—on top of the 2% IMMT tax.

This makes it a competitive option for people who frequently shop at Zimswitch-supported retailers.

Limitations
As of now, the Innbucks debit card does not support international online payments. However, comments from Innbucks on social media suggest that they are working on introducing online payment capabilities in the near future.

Expanding Acceptance
Originally, Innbucks was mainly usable at Simbisa outlets like Chicken Inn, but its acceptance is growing. Retailers like SPAR have begun accepting Innbucks, signaling the service’s expansion beyond fast food outlets to a broader range of merchants.

The Innbucks debit card is a significant step forward, offering more flexibility and cost-effective options for its users. While it currently lacks online and international payment support, its local utility and expanding retail acceptance make it a compelling option for Zimbabwean consumers.

For those looking for an affordable, easy-to-use debit card solution, the Innbucks debit card is worth considering.